Insurance and Superannuation
Insurance
Insurance companies do not always make the correct decision. We can advise on disputes over insurance contracts, especially those relating to income protection, life insurance or disability insurance. We can assist by:
- seeking a reconsideration of an insurer's decision
- making a referral to an appropriate dispute resolution process or
- taking court action on your behalf.
Superannuation disability claims
Superannuation for all workers earning above a certain amount has been compulsory since 1992.
Disability and death benefits are also provided by most superannuation funds. Many people on workers' compensation or Centrelink payments are entitled to claim these benefits, but are unaware of their rights.
In order to be paid a superannuation disability benefit, you usually have to show that you are totally and permanently disabled. You don't have to be unfit for all work, only for your old job or any other suitable work that fits your education, training and experience.
Many superannuation insurance policies pay benefits if you can't perform your usual job. Others will pay if you suffer from specified illnesses, such as cancer, or a stroke.
If you think you may be eligible to claim a disability benefit, please contact us to discuss your situation.
Remember the first interview is free.